Posts in Money Management
Thinking About a Payday Loan? Read This First.
Thinking About a Payday Loan? Read This First.

Payday loans may look like a quick fix during a cash crunch, but their high costs and short repayment timelines can create lasting financial stress. Learn why payday loans are risky—and explore safer, more affordable alternatives available through your credit union and trusted financial counseling partners.

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Financial Education, Borrowing & Credit, Money ManagementShelley Carlson1st University Credit Unionpayday loans, payday loan alternatives, short-term loans, small dollar loans, credit union loans, budgeting help, emergency expenses, debt education, GreenPath, financial wellness
Do This, Not That: A Realistic Guide to Financial Calm in 2026
Do This, Not That: A Realistic Guide to Financial Calm in 2026

Financial wellness doesn’t require strict budgets or perfect spreadsheets. A few small, realistic habits can help you feel more in control of your money in 2026 — without burnout, guilt, or financial stress.

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Financial Management, Money ManagementShelley Carlson1st University Credit Unionfinancial wellness, budgeting basics, money habits, saving money, credit health, debt payoff, SavvyMoney, GreenPAth, personal finance tips, New Year Finances
Your End-of-Year Financial To-Do List (Don’t Worry, It’s Painless)
Your End-of-Year Financial To-Do List (Don’t Worry, It’s Painless)

Before the New Year officially kicks in, take 10 minutes to knock out a few simple financial to-dos that can make a big difference next year. No stress, no spreadsheets… just easy wins that add up fast.

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Financial Education, Money Management, Life EventsShelley Carlson1st University Credit Unionfinancial wellness, Budget Tips, saving money, credit score, New Year Finances, Smart Money, 1st University Credit Union, Year End, Finances