Coast to coast you are never far from your money
take note of these changes when using a shared branch credit union
If your ID was issued by a state other than where you are conducting your transaction, you must verify your identity through IDCheck before receiving Shared Branch services.
By meeting national security standards, this identity check protects you and your account.
Whether you're in Texas or any other state, this policy applies at all CO-OP Shared Branches when your ID is from out-of-state.
This requirement is system-wide and enforced by the CO-OP Shared Branch network; it is not a policy specific to 1st University Credit Union.
1st University Credit Union is a proud partner with other credit unions across the country in the CO-OP Shared Branch network. Through the network, we serve our members even when they travel or move.
As a member of 1st UCU, you are able to perform a range of transactions at participating credit unions. Almost everything you normally do with a teller at our branch, you can do at a participating credit union¹ — at no additional cost:
“It was a rare pleasure in this day and time to do business with employees who are so professional and competent. We made a deposit from the 1st University Credit Union in Waco, where we live, which is our Fort Worth City Credit Union’s sister CU and it was seamless! Thank you Ashley and 1st University Credit Union for your excellent help!”
Make deposits
Withdraw money
Cash checks
Transfer funds
Make a loan payment
Get a copy of your statement
And more!
When using a Shared Branch location in your home state, simply have your credit union name, account number, and a government ID and you’ll have access to your accounts.
Over 5,600 Shared Branches
Credit unions joined forces a long time ago to allow members from one credit union to use another credit union’s facilities that were more conveniently located to conduct transactions. Wild, right? Beginning with just a handful of locations in one locale, the network has spread across the country like wildfire.
Over 30,000 Surcharge-Free ATMs
That's more than most of the biggest banks. And it includes selected locations where you shop, like 7-Eleven, Circle K, Costco, Publix, Dunkin Donuts, and many regional convenience store locations.
1: Services offered may differ by participating credit unions.
Wherever life takes you, your credit union goes with you. As part of the nationwide CO-OP Shared Branch network, 1st University Credit Union gives you access to over 5,600 partner branches and 30,000+ surcharge-free ATMs — so you can deposit checks, withdraw cash, and manage your money almost anywhere. You're not just a member of a credit union — you're part of a community that has your back, coast to coast. Based in Waco, we proudly serve the Central Texas community.
Helping You Do Life — one shared branch at a time.