Thinking about buying or refinancing? This guide helps you get clarity on your home options and understand where you stand—no pressure, no obligation.
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Renting makes sense for many seasons of life, but homeownership is how many people build long-term stability and wealth. With today’s low-down-payment mortgage options, including FHA, VA, and USDA loans, turning rent into equity may be more achievable than you think. This guide breaks down realistic costs, mortgage insurance, and the paths renters can take to move toward ownership with confidence.
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Spring Break sneaks up fast! Whether you’re dreaming of beaches, Hill Country charm, or a simple staycation, we’ve rounded up travel ideas that won’t blow your budget — plus smart money tips to help you plan ahead with confidence.
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Starting the year with a plan matters. Creating a will or trust is one of the simplest ways to protect your loved ones, reduce stress, and ensure your wishes are honored. Learn how easy and affordable estate planning can be with 1st University Credit Union.
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Homeownership isn’t just about having a place to live. It’s the single biggest wealth-builder for most Americans. In fact, recent data shows the typical homeowner holds nearly 40 times more net worth than the typical renter. Why such a huge gap? Because owning a home lets you build equity automatically as the mortgage balance drops and the property value rises over time. Renters keep paying, but nothing builds. If you’ve ever wondered whether buying is worth it in a higher-rate environment, the numbers make the case — owning wins, almost every time.
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Looking for easy ways to keep Thanksgiving affordable without sacrificing flavor? Try these smart swaps, clever shortcuts, and hosting strategies that make holiday cooking lighter on your budget.
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The FAFSA is open for the 2026–27 school year! Whether you’re starting college or heading back, applying early can help you secure grants, scholarships, and low-rate loans. Here’s what to know before you apply.
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The holidays are about joy, but all too often they come with some financial juggling, too. And with prices up nearly everywhere, many families are feeling the squeeze this season. Whether it’s travel, meals, or gift-giving, the costs add up fast. But with a little planning and creativity, you can keep the joy without the stress.
Here are a few ways to celebrate meaningfully, spend wisely, and enter the new year feeling financially confident.
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