Home Improvement Loans in Waco, Texas
Apply for a Home Improvement Loan in Waco with 1st University Credit Union
Ready to transform your house into the home you've always envisioned? Our home improvement loans offer a simple and affordable way to fund renovations—whether you’re planning a kitchen remodel, adding extra living space, or enhancing curb appeal—right here in Waco, Texas.
Secured Financing Options
Our home improvement loans are designed to be secured by your property, which means your home serves as collateral for the loan. This helps us offer competitive interest rates and more favorable terms. If you already have an existing mortgage, our home improvement loan will be set up as a second loan, without changing your current mortgage. This means you can keep your existing loan as it is while adding additional financing specifically for your renovations.
With this setup, you can get the funds you need without the hassle of refinancing your entire home loan. It’s a straightforward solution that lets you keep your mortgage while financing your improvements.
Focused on Renovations, Not Cash Out
It’s all about making your home better for you. Our home improvement loans are designed specifically for enhancing your property—not for taking cash out. This focus helps ensure the funds are used to increase the value and comfort of your home, with affordable payments and terms that work for your lifestyle.
Looking for a Cash Out Refinance? We do those too!
Why Choose 1st UCU for Your Home Improvement Loan in Waco?
Competitive Rates: Because the loan is secured by your property, we offer competitive rates to help you achieve your goals affordably.
No Cash-Out, Just Home Improvements: These loans are dedicated solely to renovating or enhancing your home.
Flexible Financing: Our home improvement loans offer flexibility, allowing you to get the funding you need without altering your current mortgage.
Make the upgrades you need with a loan that fits your plans. Ready to get started? Apply today.
Have more questions? Contact 1st UCU Mortgage Services today to discuss how we can help finance your next home improvement project.
(254) 752-2797
(877) 377-2797
mortgageservices@culink.net
Want to find out how much loan you can afford to borrow? Click here for our loan calculator.
MORE HOME FINANCING OPTIONS
We also offer loans for:
Looking to buy, refinance, or tap into your home’s equity? At 1st University Credit Union, we offer competitive mortgage rates, an easy pre-qualification process, and loan options for every stage of homeownership — including FHA, VA, USDA, conventional, home equity, and cash-out refinance loans. You’ll get personalized guidance and quick answers from a team that knows the Central Texas market. Based in Waco, we proudly serve McLennan, Erath, and Bosque counties.
Helping You Do Life — one home at a time.