Boat Loans Waco, TX
Experience Lake Waco in style when you finance your boat loan at 1st University Credit Union
enjoy smooth sailing with competitive rates
Calling all Waco boat-enthusiasts! Our goal is to help you set sail on the open waters. We provide secured loans for all types of boats including pontoons, bass boats, ski boats, and more.
Members get great perks and features with our boat loans:
Flexible Term Lengths: Enjoy loan terms ranging up to 60 months (5 years)
No Prepayment Fees: Pay off your boat early with fewer surprise expenses
Boat Loans Rates
| Type | Term up to | APR* as low as |
|---|---|---|
| Boats | 48 months | 10.25% |
| -- | 60 months | 11.50% |
| Campers, Travel Trailers, and Recreational Vehicles $10,000 or Less | months | 13.25% |
| Campers, Travel Trailers, and Recreational Vehicles $10,000 or More | 60 months | 11.50% |
| -- | 180 months | 12.25% |
| Motorcycles | 48 months | 9.25% |
| -- | 60 months | 9.75% |
Rates and terms are effective August 22, 2025 and subject to change. Rates and terms vary and are based on credit qualification.
Ready to own your next adventure? At 1st University Credit Union, we offer affordable financing for motorcycles, boats, campers, travel trailers, and recreational vehicles — with great rates, flexible terms, and quick approvals to get you moving. Whether you're headed to the lake, the open road, or off the beaten path, we’re here to help you make it happen. Based in Waco, we proudly serve the Central Texas community, including McLennan, Erath, and Bosque counties.
Helping You Do Life — one adventure at a time.