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(254) 752-2797
One Bear Place 97102, Waco, TX 76798   Campus Branch - 24 La Salle Ave Unit C, Waco, TX 76706
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Credit Cards Loans Auto Loans Home Loans Personal Loans Boats and RV Loans Education Loans Loan Rates Apply for Loan Accounts You First Checking Free Checking for Teens and Young Adults Free Checking for 65 and Better Second Chance Checking Savings Accounts Certificates of Deposit Money Market Savings Rates Open An Account Services Online and Mobile Banking Digital Payments Account Services Wire Transfers Overdraft Services ATM Services CU Service Centers Insurance Money Matters Benefits Navigator Medical Debt Relief Financial Counseling & LearningLab+ College Planning Resources Blog Resources & Links About About Us Holiday Closings Open an Account Contact Us Annual Meeting Statement of Commitment
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Don't click! Can you spot an email or text scam? 
Don't click! Can you spot an email or text scam? 

Scammers use email or text messages to trick you into getting your personal information such as passwords, account numbers, or Social Security numbers. These are called phishing scams. Scammers want your data to attempt to access your email, bank, or other accounts. 

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Shelley CarlsonSeptember 25, 20241st University Credit Union
Why Did Credit Unions Come Into Existence?
Why Did Credit Unions Come Into Existence?

Credit unions came into existence primarily to address the financial needs of individuals who were often underserved or neglected by traditional banks. Their origins are rooted in the principles of mutual aid, community support, and cooperative economics.

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General InfoShelley CarlsonSeptember 18, 20241st University Credit Unioncredit union
Credit Score and Credit Report
Credit Score and Credit Report

A credit score is a key number that predicts your likelihood of repaying a loan. This score helps lenders quickly assess your creditworthiness, making the lending process faster and fairer. To keep your credit score healthy, pay your bills on time, keep credit card balances low, and avoid frequent credit applications.

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Financial LiteracyShelley CarlsonSeptember 17, 20241st University Credit Unioncredit score, credit report, credit, loan
Buy Now, Pay Later: The Cost of Convenience
Buy Now, Pay Later: The Cost of Convenience

“Buy Now, Pay Later" (BNPL) services have become increasingly popular, offering a tempting alternative to credit cards. It’s convenient, quick, and feels like a smart financial move, but it’s important to understand the fine print.

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GreenPathShelley CarlsonSeptember 10, 20241st University Credit UnionBuy Now Pay Later, Financial Advice
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Contact Us

1st University Credit Union
24 La Salle Ave Unit C
Waco, TX 76706
memberservices@culink.net Phone: (254) 752-2797

ABA Routing # 311989807   |   NMLS # 753866
Serving McLennan, Erath, and Bosque Counties
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
**APY = Annual Percentage Yield.
We provide links to third party partners, independent from 1st University CU. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of 1st University CU.

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