Best Mortgage Rate Waco, TX
1st University Credit Union
Contact our trusted loan department
Most likely, your home will be the single largest investment you'll ever make. So, we understand that you want to lock in the best mortgage rate when you're buying a new home, refinancing your current home, or remodeling.
Mortgage rates are finnicky. They are subject to change daily and without notice because they are indicative of market conditions. The mortgage rate you receive will be based on your individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose, and the ratio between the amount of the loan and the value of the property and/or sales price.
And that’s where our team of Real Estate Lending experts work on your behalf. Our full service mortgage loan department is ready to assist you in every way and that includes working to get you the best mortgage rate. After all, we have been serving Waco, Texas residents since 1956, and we have the resources and knowledge to ensure your home-buying process is fast and convenient.
Contact Mortgage Services for current mortgage rates at (254) 752-2797 or (877) 377-2797 or email at mortgageservices@culink.net.
For information on our full range of real estate lending services go to our Home Loans page.
Calculate your payment
Use our calculator to estimate your monthly mortgage payment (does not include insurance or taxes):
COME JOIN THE 1ST UNIVERSITY CU FAMILY
You can become a member of 1st University Credit Union by opening and depositing $5.00 or more into a share savings account. $5.00 is the minimum balance that you must maintain in your account while it is open. Once your share account is open, you are eligible for all other credit union services.
Membership is open to anyone. Typically, our current members include:
People who live, work, or worship in the Waco, Texas area
Baylor University Students, Employees, Alumni, and members of the Baylor Air Force ROTC
Aramark Employees
People who work or reside in Baylor-owned properties
Relatives of current 1st UCU members
Baylor Alumni by Choice - members of this association are friends of BU, but not traditional alumni
A 1st University Credit Union membership is for life, no matter if there is a change in employment, family relationship, or place of residence.
Ready to get started? Click on the button to open your account online, visit your local branch, give us a call, or request to talk to a representative who can help answer your questions!
VISIT US
Campus Branch
24 La Salle Ave Unit C
Waco, TX 76706
PHONE NUMBERS
Phone: (254) 752-2797
Fax: (254) 752-0552
Lost or Stolen Debit/ATM Card: (254) 752-2797
EMAIL ADDRESS
Please do not put any confidential information (account number, social security number, etc.) in your email.
OFFICE HOURS
Monday-Friday: 9:00 a.m. to 5:30 p.m.
CO-OP SHARED BRANCHING
Locate a shared branch or ATM at www.sbonthego.com
MAILING ADDRESS
One Bear Place, 97102
Waco, TX 76798