Money Market Accounts

Enjoy greater returns with a Money Market account

Features of 1st UCU Money Market account include:

  • The minimum opening balance required is $2,500.00.

  • A monthly dividend is paid at a competitive interest rate when the average daily balance in your Money Market Account is $1,500.00 or greater.

  • To withdraw money from your Money Market Account, simply stop by the credit union or write a check (limit 3 per month).

  • Make deposits directly to your Money Market Account by mobile deposit, direct deposit, or at any of our many CO-OP Shared Branches.

  • Your statement can be accessed through online banking, the mobile app, or at the branch. If you would like to have a statement mailed to you, we can do that too for a small fee.

  • A monthly service fee is applied when the average daily balance is less than $2,500.00

  • Your deposits are federally insured by NCUA

Tier Balance APY**
$1,500.00–$4,999.99 0.001%
$5,000.00–$39,999.99 0.10%
$40,000.00+ 0.50%

Rates on Money Market Accounts are effective as of May 1, 2023.