ATM Services

Convenience is the key at 1st University Credit Union

With our ATM card, you'll enjoy the flexibility to access your money whenever you need it. Whether you're across town or across the country, the funds from your 1st University Credit Union accounts will be at your fingertips 24 hours a day through any CO-OP®, STAR® or PULSE® machine.

We have two convenient credit union-Owned ATM locations

MAIN OFFICE
24 LaSalle Ave. Unit Can
Waco, TX 76706

BAYLOR CAMPUS ATM LOCATION
1615 S. 5th St.
Waco, TX 76706

And we have over 30,000 convenient CO-OP ATM locations

CO-OP NETWORK ATM LOCATIONS
Locate the CO-OP ATM nearest you.
Important Note: you can use any ATM that displays the CO-OP Network logo surcharge free.

With Our ATM card:

  • You can use any ATM terminal with the CO-OP, STAR, or PULSE network

  • You will not incur a service charge at any 1st University Credit Union or CO-OP Terminal

  • There is no fee for unlimited use of ATM terminals that your credit union owns

  • You can access your accounts 24 hours a day, seven days a week

Report a lost or stolen 1st University Credit Union ATM card.

ATM Safety Tips:

  • Keep your PIN secret

  • Report to us a lost or stolen card at once

  • Always observe the ATM surroundings before conducting a transaction

  • If an ATM is obstructed from your view or poorly lit, go to another ATM

  • It is a good idea to take another person with you when using an ATM, especially at night

  • Minimize the time spent at the ATM when conducting a transaction

  • Block the view of others when using the ATM

  • If you see anyone or anything suspicious, cancel your transaction and leave the area at once

  • Look for possible fraudulent devices attached to the ATM

  • Securely store and/or destroy ATM receipts and do not leave them near the ATM

  • Never give out your ATM card information and PIN over the phone or Internet. We will never ask for your PIN.

  • Always treat your ATM card as securely as cash

  • To protect against fraud, promptly review all statements for accuracy