Checking Accounts

1st UCU Secure Checking

  • No minimum balance
  • Free MasterCard debit card
  • One free box of checks per year for members age 62+
  • Free direct deposit
  • Overdraft Protection and Courtesy Pay1
  • Free online banking
  • Free mobile app
  • Free mobile deposit
  • Free auto-transfer to other accounts
  • Deposits federally insured by the NCUA up to at least $250,000
  • IDProtect®
    Identity Theft Monitoring and Resolution Service*
    Help better protect yourself and your joint account-owners with
    our ID theft monitoring and resolution service2 that includes
    credit file monitoring3, 3-in-1 credit monitoring of over 1,000
    public databases, ID theft expense reimbursement4, fully
    managed resolution services, and more.
  • Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance4
    (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
  • Debit Advantage®
    Buyer’s Protection and Extended Warranty4
    (Item(s) must be purchased entirely with eligible account.)
  • Cellular Telephone Protection4
    Receive up to $300 of replacement or repair costs if your eligible cell phones are stolen or damaged.
    (Cellular telephone bill must be paid through this account.)
  • Travel and Leisure Discounts*
    Money saving discounts from thousands of local and national businesses. Print and redeem coupons online, or access discounts from your smartphone.
  • $hopping Rewards™*
  • Health Discount Savings* - This is not insurance.

Monthly Fee $6.00 ($5.00 for individuals 62 and older)

To learn more about all that 1st UCU Secure Checking has to offer, call (254) 752-2797.

To order more checks from Harland Clark, please click here.

To order more checks from Main Street, please click here.

* Registration/activation required.

1 For those that qualify.

2 IDProtect is a personal identity theft protection service available to personal checking account owner(s), and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).

3 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.

4 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.

Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.


If you would like to learn more about how to become a member give us a call or come into our branch.