1st University CU
 
 
Savings Checking Loans Services Rates Membership About Us

Checking Accounts

We understand that different members have different needs, so we offer three different accounts. You can select the account that best suits your lifestyle.

You have 24-hour access to your account in person, through nationwide ATMs, the Shared Branching Network, Online Banking, and a 24-hour Audio Response.

Direct Checking

  • $100 minimum to open
  • No monthly service charge if the account maintains an minimum daily balance of $500. If the account falls below $500, a $5 service charge will be applied at the end of the month
  • Unlimited check writing privilege - no per item check fee
  • Must have any of the following directly deposited into the account monthly:paycheck, pension, social security, or other recurring income of at least $100
  • E-Statements
  • Overdraft protection from Regular Share Savings Account
  • Additional Overdraft Protection available

Liberty Re-Order ChecksStudent Checking

  • $100 minimum to open
  • Must be a provide student ID
  • Age parameters 18-25
  • E-Statements
  • Overdraft protection from Regular Share Savings Account
  • Additional Overdraft Protection available
  • No monthly service charge if the account maintains an minimum daily balance of $250. If the account falls below $250, a $5 service charge will be applied at the end of the month

Basic Checking

  • $100 minimum to open
  • Unlimited check writing privilege - no per item check fee
  • Monthly Service fee $7
  • Paper Statements Available
  • Overdraft protection from Regular Share Savings Account
  • Additional Overdraft Protection available