We understand that different members have different needs, so we offer three different accounts. You can select the account that best suits your lifestyle.

You have 24-hour access to your account in person, through nationwide ATMs, the Shared Branching Network, Online Banking, and a 24-hour Audio Response.

Direct Checking

• $100 minimum to open
• No monthly service charge if the account maintains an minimum daily balance of $500. If the account falls below $500, a $5 service charge will be applied at the end of the month
• Unlimited check writing privilege - no per item check fee
• Must have any of the following directly deposited into the account monthly:paycheck, pension, social security, or other recurring income of at least $100
• E-Statements
• Overdraft protection from Regular Share Savings Account
• Additional Overdraft Protection available

Student Checking

• $100 minimum to open
• Must be a provide student ID
• Age parameters 18-25
• E-Statements
• Overdraft protection from Regular Share Savings Account
• Additional Overdraft Protection available
• No monthly service charge if the account maintains an minimum daily balance of $250. If the account falls below $250, a $5 service charge will be applied at the end of the month

Basic Checking

• $100 minimum to open
• Unlimited check writing privilege - no per item check fee
• Monthly Service fee $7
• Paper Statements Available
• Overdraft protection from Regular Share Savings Account
• Additional Overdraft Protection available